Open Mon-Fri 8am to 8pm

Find a solution become debt free

You don’t need debt stress; you need support. That’s where we come in.

  • Get support and guidance
  • Find the right solution for you
Write off unaffordable debt
Let us handle your creditors
Lower your debt repayments
Stop interest & charges soaring

Our community is onside to help give you confidence

How does debt help work?

If you’re struggling with unaffordable debt, you could be eligible for professional debt help to write off part of what you owe.

UK residents have a right to debt help, and there are several tried and tested debt solutions that can help not only to write off debt but also reduce pressure from creditors and freeze interest and charges.

Debt help solutions such as an Individual Voluntary Arrangement (IVA) can positively manage problem debt.

If you are worried about managing your debt, talk to the experts. We can help you identify all available solutions put together a personal action plan to help clear your debt in the shortest time possible.

Our dedicated debt specialists are here from 8 am until 8 pm.

0333 678 5500

Get debt help

Get debt free

Our specialist team is committed to helping you
 get debt free in 3 easy steps.

Step 1

Complete our online form

Private & Confidential

Our quick and easy assessment will let you know what options you qualify for in 30 seconds.

Step 2

Talk to the experts

Regulated Advice Process

If you are worrying about managing your debt, give us a call today or request a callback.

We understand debt and know it can be difficult, but our trained specialists are here to help without judgement.

Step 3

Take action today

No Obligation Service

Being in debt can be daunting, but putting together an action plan will feel like a burden has been lifted.

Where we can help?

We cover the United Kingdom

It doesn’t matter where you are in the U.K; we want to help you on your journey towards being debt-free.

Get debt help

Benefits of debt help

  • No need to borrow from friends and family
  • Stop the stress of bills you can’t pay
  • No hefty charges for being overdrawn
  • Put a stop to those Payday loans
  • No running out of money so soon after payday
  • Enjoy living life again without debt stress

Why choose Money Advice?

You are not alone

According to recently published data, the average UK household debt hit £15,400*

Our team of experts help thousands of families every year across the UK get their finances back on track.

Get debt help

Why choose Money Advice?

Our promise

We promise to give you professional advice and support from the word go as we andeavour to help you with your debts.

We’ll make sure your personalised plan puts you back in control.

Find a solution

Why choose Money Advice?

Expert advice and recommendation

We will offer you your own experienced Financial Advisor who is always at the end of the phone to help.

Speak to our team

Why choose Money Advice?

We understand

We know how crucial it is to offer to best advice we can when addressing your debts, to ensure the most beneficial solution for you, relieving stress and helping you to be positive about your finances.

Request a callback

Top tips for beating debt

It’s essential to get free debt guidance as soon as you can if you’ve fallen behind on priority bills, or are facing any debt emergency, including:

  • court summons
  • having your utility bills cut off
  • having your home, car or goods repossessed
  • being contacted by bailiffs

You can contact any of our advisors by calling 0333 678 5500

Monday – Friday 8am-8pm
Saturday 9am-5pm

You can request a Budgeting Planner from any of our advisors by calling 0333 678 5500

Budgeting is a great way to get in control and on top of your debts. By following our budgeting advice, you should be able to work out your total income and outgoings and clearly visualise what money you have left each month to pay to your creditors.

We suggest making a list of your creditors, along with money owed and due dates. Making a note of this information with pen and paper is an invaluable way of relieving the likelihood of forgetting payment dates and helps you feel on top of things.

If you’re not sure what debts you have outstanding, don’t worry. Just give us a call, and we will offer a free soft credit check facility.

Cut back unnecessary spending by ending any subscriptions that you don’t need. Give your phone, water, electricity, gas and internet providers a call to see if you are on the most suitable plan for you. You might be paying for more than you use per month, which could save you money.

There are many free comparison websites online, which may be helpful to find out the cheapest options for you, from car insurance to your weekly food shop.

Ensure that you’re receiving as much money as you’re entitled to. Consider whether you have any spare time to fit in some overtime or even a second job. There may be benefits that you unknowingly qualify for or similar help from the government or local council.

We show you the advantages/disadvantages of the individual solutions for you to make an educated decision as to which route is best to take.

There are several unique options, so make sure that you take the time to read about and understand what each one would mean for you. If necessary, discuss with family or your partner to see which is best for your situation.

Furthermore, you can contact or request a free call back from one of our experienced advisors who will help you find the right solution for you and help you with any queries or uncertainties you may have.

Facing debt is the only way that they will go away. A simple ring to us can get the ball rolling with clearing your debts, as we can advise you on your circumstance and ultimately get you on your way to being debt-free on a solution tailored to you.

Not only will being active about your debts help you clear them quicker, but it also will relieve enormous stress from you and those around you who may be affected.

 

We have our very own in-house insolvency professionals ready to set you on your path to a debt solution. This means we can quickly help you establish your eligibility and decide upon the most appropriate solution.

The advice we give is free, and there is no obligation to sign up for anything after your initial telephone consultation.

We think the world of money can be a complicated place, as decisions about overcoming financial difficulty are big, especially when there are many possible solutions out there. We understand this, and that’s why we like to keep things simple.

There’s no pressure from us to make a quick decision, and we’re here when you’re ready to move forward.

Read our success stories from real-life customers who had an experience worth shouting about. 99% of customers would recommend us to friends or family.

Money Advice UK help over over 5,000 people every year

Our team of experts help thousands of families every year across the UK get their finances back on track.

Timer icon

Is an IVA right for you?

Find out in 30 seconds.

Calendar icon

Prefer to speak later?

We will offer advice, support and a solution.

*To find out more about managing your money and getting free advice, visit Money Helper, independent service set up to help people manage their money.

Want to know how you can clear your debt?